Winter is on its way and you know what that means... soon, you'll need to turn on your furnace. In fact, if you live in a colder climate, you might have already done so. Keeping your home warm while keeping your electric bill low is the goal for most homeowners. If it seems like your home is always chilly but your energy bill is high, you may be losing heat. Here are some of the most common places your home can lose heat:

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After the real estate bubble burst in 2008, it seemed like foreclosed houses could be found in almost every neighborhood across the country. The number of foreclosed homes reached an all-time high in 2010 but has steadily decreased each year since. Nevertheless, as long as there have been mortgages, there have been people unable to pay them. Buyers can get a bargain buying a foreclosed home. But if they’re not cautious, they can get more than they bargained for.

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It’s night and you’re home alone. You’re about to continue binging on your favorite Netflix show when suddenly you hear it – an unexplained creepy sound. Maybe it’s scratching within the walls or the floorboards creaking above you. Or perhaps you smell something foul out of nowhere. Before you call your neighborhood exorcist, let us help you possibly debunk these spooky occurrences and why they’re happening. Here are the 9 most common creepy phenomena and their explanations:

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